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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $325,380 | $157,304+106.8% | $141,197+130.4% | $152,909+112.8% |
| Participation rate | 95.2% | 84.8%+10.4pp | 82.5%+12.8pp | 82.5%+12.8pp |
| Annual return | 18.92% | 64.34%-45.4pp | 71.41%-52.5pp | 345.46%-326.5pp |
| Employer contribution / active EE | $6,957 | $5,263+32.2% | $4,736+46.9% | $4,764+46.0% |
| Participant deferral / active EE | $13,011 | $7,111+83.0% | $6,710+93.9% | $5,851+122.4% |
| Admin fee / account holder | $52,324 | $12,126+331.5% | $10,265+409.7% | $11,601+351.0% |