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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $269,035 | $77,817+245.7% | $123,553+117.7% | $64,173+319.2% |
| Participation rate | 100.0% | 74.7%+25.3pp | 82.3%+17.7pp | 69.6%+30.4pp |
| Annual return | -6.20% | 12.49%-18.7pp | 119.21%-125.4pp | 7.63%-13.8pp |
| Employer contribution / active EE | $7,788 | $3,014+158.4% | $4,628+68.3% | $2,381+227.1% |
| Participant deferral / active EE | $11,977 | $5,240+128.6% | $6,426+86.4% | $3,470+245.2% |
| Admin fee / account holder | $20,203 | $5,519+266.1% | $9,284+117.6% | $4,887+313.4% |