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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,816 | $96,558+1.3% | $80,977+20.8% | $273,972-64.3% |
| Participation rate | 90.0% | 79.1%+10.9pp | 75.8%+14.2pp | 83.0%+7.0pp |
| Annual return | 6.01% | 15.14%-9.1pp | 17.11%-11.1pp | 41.46%-35.4pp |
| Employer contribution / active EE | $0 | $4,869-100.0% | $3,715-100.0% | $4,869-100.0% |
| Participant deferral / active EE | $2,506 | $6,598-62.0% | $5,696-56.0% | $5,287-52.6% |
| Admin fee / account holder | $724 | $7,493-90.3% | $5,517-86.9% | $10,133-92.9% |