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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,454 | $99,668-14.3% | $86,451-1.2% | $134,545-36.5% |
| Participation rate | 87.5% | 82.1%+5.4pp | 80.3%+7.2pp | 81.2%+6.3pp |
| Annual return | -17.99% | 6789.61%-6807.6pp | 4398.51%-4416.5pp | 418.37%-436.4pp |
| Employer contribution / active EE | $0 | $4,403-100.0% | $3,770-100.0% | $4,742-100.0% |
| Participant deferral / active EE | $4,957 | $7,249-31.6% | $6,953-28.7% | $6,401-22.6% |
| Admin fee / account holder | $826 | $8,377-90.1% | $6,734-87.7% | $11,431-92.8% |