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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,818 | $97,289+35.5% | $92,805+42.0% | $155,188-15.1% |
| Participation rate | 100.0% | 84.2%+15.8pp | 83.5%+16.5pp | 80.8%+19.2pp |
| Annual return | 15.44% | 29.03%-13.6pp | 31.59%-16.1pp | 148.84%-133.4pp |
| Employer contribution / active EE | $0 | $3,632-100.0% | $3,424-100.0% | $4,248-100.0% |
| Participant deferral / active EE | $5,945 | $8,795-32.4% | $8,448-29.6% | $6,531-9.0% |
| Admin fee / account holder | $1,244 | $12,015-89.7% | $10,911-88.6% | $14,480-91.4% |