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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,749 | $202,460-4.3% | $169,385+14.4% | $139,456+38.9% |
| Participation rate | 85.7% | 81.1%+4.6pp | 77.2%+8.6pp | 80.3%+5.4pp |
| Annual return | 12.96% | 532.07%-519.1pp | 405.82%-392.9pp | 373.45%-360.5pp |
| Employer contribution / active EE | $298 | $4,691-93.6% | $4,012-92.6% | $4,753-93.7% |
| Participant deferral / active EE | $2,896 | $6,938-58.3% | $6,221-53.4% | $6,711-56.8% |
| Admin fee / account holder | $3,607 | $10,719-66.3% | $9,011-60.0% | $11,407-68.4% |