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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,083 | $226,105-24.8% | $182,540-6.8% | $152,897+11.2% |
| Participation rate | 85.7% | 82.5%+3.3pp | 78.0%+7.7pp | 82.5%+3.3pp |
| Annual return | 21.78% | 192.58%-170.8pp | 148.58%-126.8pp | 345.43%-323.7pp |
| Employer contribution / active EE | $375 | $4,978-92.5% | $4,076-90.8% | $4,764-92.1% |
| Participant deferral / active EE | $4,551 | $6,370-28.5% | $5,525-17.6% | $5,851-22.2% |
| Admin fee / account holder | $3,101 | $10,706-71.0% | $8,593-63.9% | $11,599-73.3% |