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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,398 | $190,879-10.2% | $160,009+7.1% | $134,532+27.4% |
| Participation rate | 85.7% | 82.0%+3.8pp | 78.0%+7.7pp | 81.2%+4.5pp |
| Annual return | -23.56% | 552.63%-576.2pp | 408.85%-432.4pp | 418.27%-441.8pp |
| Employer contribution / active EE | $288 | $4,995-94.2% | $4,225-93.2% | $4,741-93.9% |
| Participant deferral / active EE | $2,641 | $6,924-61.9% | $6,183-57.3% | $6,401-58.7% |
| Admin fee / account holder | $4,833 | $10,495-54.0% | $8,715-44.5% | $11,429-57.7% |