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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,475 | $211,946-35.1% | $169,452-18.9% | $135,380+1.5% |
| Participation rate | 85.7% | 82.6%+3.1pp | 77.8%+7.9pp | 82.6%+3.1pp |
| Annual return | -8.10% | 3.26%-11.4pp | 1.83%-9.9pp | 519.81%-527.9pp |
| Employer contribution / active EE | $356 | $5,117-93.0% | $4,157-91.4% | $4,779-92.5% |
| Participant deferral / active EE | $3,141 | $6,075-48.3% | $5,277-40.5% | $5,609-44.0% |
| Admin fee / account holder | $4,821 | $11,472-58.0% | $9,110-47.1% | $10,828-55.5% |