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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $241,060 | $180,749+33.4% | $160,784+49.9% | $137,256+75.6% |
| Participation rate | 85.7% | 80.0%+5.7pp | 77.0%+8.8pp | 80.0%+5.8pp |
| Annual return | 13.77% | 2234.46%-2220.7pp | 1803.92%-1790.1pp | 220.34%-206.6pp |
| Employer contribution / active EE | $458 | $4,155-89.0% | $3,733-87.7% | $4,156-89.0% |
| Participant deferral / active EE | $3,685 | $6,844-46.2% | $6,293-41.4% | $6,407-42.5% |
| Admin fee / account holder | $4,458 | $10,397-57.1% | $9,717-54.1% | $12,270-63.7% |