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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,085 | $98,766-49.3% | $149,730-66.6% | $79,852-37.3% |
| Participation rate | 74.7% | 75.8%-1.1pp | 82.5%-7.8pp | 69.6%+5.1pp |
| Annual return | 4.81% | 27.43%-22.6pp | 276.70%-271.9pp | 31.72%-26.9pp |
| Employer contribution / active EE | $1,826 | $3,217-43.2% | $4,645-60.7% | $2,471-26.1% |
| Participant deferral / active EE | $2,748 | $5,681-51.6% | $6,843-59.8% | $3,740-26.5% |
| Admin fee / account holder | $1,756 | $6,052-71.0% | $9,310-81.1% | $5,306-66.9% |