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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,383 | $77,817-67.4% | $123,553-79.5% | $64,173-60.4% |
| Participation rate | 94.4% | 74.7%+19.7pp | 82.3%+12.1pp | 69.6%+24.8pp |
| Annual return | -5.76% | 12.49%-18.2pp | 119.21%-125.0pp | 7.63%-13.4pp |
| Employer contribution / active EE | $3,808 | $3,014+26.3% | $4,628-17.7% | $2,381+59.9% |
| Participant deferral / active EE | $3,275 | $5,240-37.5% | $6,426-49.0% | $3,470-5.6% |
| Admin fee / account holder | $14,174 | $5,519+156.8% | $9,284+52.7% | $4,887+190.0% |