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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,263 | $89,367-49.4% | $141,191-67.9% | $72,975-38.0% |
| Participation rate | 72.8% | 75.1%-2.3pp | 82.5%-9.6pp | 69.5%+3.4pp |
| Annual return | 13.06% | 111.87%-98.8pp | 71.41%-58.4pp | 81.01%-68.0pp |
| Employer contribution / active EE | $2,539 | $3,115-18.5% | $4,736-46.4% | $2,440+4.0% |
| Participant deferral / active EE | $2,854 | $5,419-47.3% | $6,710-57.5% | $3,608-20.9% |
| Admin fee / account holder | $5,852 | $5,957-1.7% | $10,264-43.0% | $5,124+14.2% |