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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,010 | $76,551+64.6% | $123,894+1.7% | $62,881+100.4% |
| Participation rate | 100.0% | 73.0%+27.0pp | 81.4%+18.6pp | 69.3%+30.7pp |
| Annual return | 4.93% | 18.68%-13.8pp | 47.52%-42.6pp | 20.14%-15.2pp |
| Employer contribution / active EE | $4,139 | $2,882+43.6% | $4,617-10.4% | $2,281+81.5% |
| Participant deferral / active EE | $5,352 | $4,840+10.6% | $5,984-10.6% | $3,203+67.1% |
| Admin fee / account holder | $4,692 | $4,826-2.8% | $8,357-43.9% | $4,296+9.2% |