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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $345,132 | $106,524+224.0% | $152,301+126.6% | $87,485+294.5% |
| Participation rate | 97.1% | 75.8%+21.4pp | 82.4%+14.7pp | 68.9%+28.2pp |
| Annual return | 12.66% | 26.89%-14.2pp | 80.50%-67.8pp | 26.06%-13.4pp |
| Employer contribution / active EE | $0 | $3,371-100.0% | $4,624-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $6,604 | $6,525+1.2% | $8,004-17.5% | $4,274+54.5% |
| Admin fee / account holder | $17,208 | $8,287+107.7% | $14,398+19.5% | $7,775+121.3% |