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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $264,503 | $105,200+151.4% | $159,474+65.9% | $85,847+208.1% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.8%+17.2pp | 69.3%+30.7pp |
| Annual return | 14.51% | 45.08%-30.6pp | 263.68%-249.2pp | 318.61%-304.1pp |
| Employer contribution / active EE | $4,979 | $3,319+50.0% | $4,831+3.1% | $2,565+94.1% |
| Participant deferral / active EE | $6,121 | $5,946+2.9% | $7,353-16.8% | $3,952+54.9% |
| Admin fee / account holder | $22,747 | $6,934+228.0% | $10,802+110.6% | $6,261+263.3% |