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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,307 | $85,030-38.5% | $70,525-25.8% | $139,427-62.5% |
| Participation rate | 40.0% | 73.9%-33.9pp | 68.4%-28.4pp | 80.3%-40.3pp |
| Annual return | 14.84% | 30.35%-15.5pp | 32.76%-17.9pp | 373.27%-358.4pp |
| Employer contribution / active EE | $959 | $3,909-75.5% | $2,974-67.7% | $4,752-79.8% |
| Participant deferral / active EE | $3,496 | $5,891-40.7% | $4,567-23.5% | $6,711-47.9% |
| Admin fee / account holder | $587 | $8,908-93.4% | $6,413-90.8% | $11,404-94.8% |