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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,221 | $102,638-51.1% | $81,982-38.7% | $158,982-68.4% |
| Participation rate | 42.1% | 75.5%-33.4pp | 69.3%-27.2pp | 82.0%-39.9pp |
| Annual return | 10.78% | 61.05%-50.3pp | 41.31%-30.5pp | 302.99%-292.2pp |
| Employer contribution / active EE | $913 | $3,241-71.8% | $2,498-63.5% | $4,763-80.8% |
| Participant deferral / active EE | $1,727 | $4,649-62.8% | $3,722-53.6% | $5,983-71.1% |
| Admin fee / account holder | $9,012 | $8,237+9.4% | $5,665+59.1% | $11,252-19.9% |