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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,877 | $82,324-47.9% | $68,803-37.7% | $134,545-68.1% |
| Participation rate | 38.9% | 75.1%-36.2pp | 69.0%-30.1pp | 81.2%-42.3pp |
| Annual return | -12.09% | -2.17%-9.9pp | -6.37%-5.7pp | 418.37%-430.5pp |
| Employer contribution / active EE | $977 | $3,302-70.4% | $2,656-63.2% | $4,742-79.4% |
| Participant deferral / active EE | $3,544 | $4,740-25.2% | $3,942-10.1% | $6,401-44.6% |
| Admin fee / account holder | $10,288 | $6,485+58.6% | $4,936+108.4% | $11,431-10.0% |