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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,734 | $51,638+19.6% | $68,368-9.7% | $82,448-25.1% |
| Participation rate | 50.9% | 63.6%-12.7pp | 73.8%-22.8pp | 68.1%-17.1pp |
| Annual return | 45.79% | 37.53%+8.3pp | 292.57%-246.8pp | 41.64%+4.1pp |
| Employer contribution / active EE | $1,856 | $2,047-9.3% | $2,649-29.9% | $2,551-27.2% |
| Participant deferral / active EE | $3,859 | $2,914+32.4% | $4,123-6.4% | $4,139-6.8% |
| Admin fee / account holder | $5,042 | $4,643+8.6% | $5,150-2.1% | $7,234-30.3% |