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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,150 | $110,093-18.1% | $97,295-7.3% | $145,897-38.2% |
| Participation rate | 100.0% | 75.9%+24.1pp | 72.7%+27.3pp | 80.3%+19.7pp |
| Annual return | 12.20% | 244.76%-232.6pp | 75.62%-63.4pp | 552.29%-540.1pp |
| Employer contribution / active EE | $412 | $3,077-86.6% | $2,723-84.9% | $4,663-91.2% |
| Participant deferral / active EE | $2,715 | $4,678-42.0% | $4,264-36.3% | $6,689-59.4% |
| Admin fee / account holder | $970 | $6,212-84.4% | $5,646-82.8% | $13,390-92.8% |