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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,887 | $106,549-13.8% | $91,225+0.7% | $134,509-31.7% |
| Participation rate | 100.0% | 76.8%+23.2pp | 73.2%+26.8pp | 81.2%+18.8pp |
| Annual return | -15.24% | 160.73%-176.0pp | 114.10%-129.3pp | 418.13%-433.4pp |
| Employer contribution / active EE | $510 | $3,331-84.7% | $2,851-82.1% | $4,741-89.3% |
| Participant deferral / active EE | $3,353 | $4,719-29.0% | $4,234-20.8% | $6,400-47.6% |
| Admin fee / account holder | $2,707 | $6,234-56.6% | $5,422-50.1% | $11,427-76.3% |