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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,793 | $72,465-3.7% | $67,575+3.3% | $145,884-52.2% |
| Participation rate | 92.9% | 76.9%+16.0pp | 72.9%+19.9pp | 80.3%+12.6pp |
| Annual return | 13.53% | 7222.56%-7209.0pp | 3528.98%-3515.4pp | 551.85%-538.3pp |
| Employer contribution / active EE | $4,190 | $3,074+36.3% | $2,736+53.2% | $4,662-10.1% |
| Participant deferral / active EE | $7,554 | $4,786+57.8% | $4,003+88.7% | $6,690+12.9% |
| Admin fee / account holder | $11,266 | $5,515+104.3% | $3,993+182.1% | $13,392-15.9% |