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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,372 | $69,274+1.6% | $64,097+9.8% | $139,487-49.5% |
| Participation rate | 100.0% | 75.6%+24.4pp | 72.3%+27.7pp | 80.3%+19.7pp |
| Annual return | 19.25% | 46.00%-26.7pp | 33.75%-14.5pp | 373.84%-354.6pp |
| Employer contribution / active EE | $7,334 | $3,187+130.1% | $2,750+166.7% | $4,755+54.2% |
| Participant deferral / active EE | $10,146 | $4,685+116.6% | $3,881+161.4% | $6,713+51.1% |
| Admin fee / account holder | $10,525 | $4,247+147.8% | $3,070+242.9% | $11,407-7.7% |