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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,024 | $77,449-16.0% | $69,483-6.4% | $152,909-57.5% |
| Participation rate | 85.7% | 78.1%+7.6pp | 74.6%+11.1pp | 82.5%+3.3pp |
| Annual return | 20.96% | 39.09%-18.1pp | 28.99%-8.0pp | 345.46%-324.5pp |
| Employer contribution / active EE | $8,509 | $3,316+156.6% | $2,780+206.1% | $4,764+78.6% |
| Participant deferral / active EE | $10,581 | $4,415+139.7% | $3,537+199.2% | $5,851+80.8% |
| Admin fee / account holder | $14,618 | $6,210+135.4% | $3,841+280.6% | $11,601+26.0% |