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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,351 | $84,741-19.3% | $75,731-9.7% | $167,553-59.2% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.8%+25.2pp | 82.1%+17.9pp |
| Annual return | 21.03% | 199.72%-178.7pp | 104.65%-83.6pp | 478.89%-457.9pp |
| Employer contribution / active EE | $3,551 | $3,230+9.9% | $2,743+29.5% | $4,840-26.6% |
| Participant deferral / active EE | $7,906 | $4,577+72.7% | $3,820+107.0% | $6,343+24.6% |
| Admin fee / account holder | $3,646 | $5,361-32.0% | $3,620+0.7% | $12,316-70.4% |