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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,537 | $72,177+19.9% | $115,038-24.8% | $59,633+45.1% |
| Participation rate | 69.6% | 72.6%-3.0pp | 81.4%-11.8pp | 68.7%+0.9pp |
| Annual return | -0.81% | 12.02%-12.8pp | 26.14%-26.9pp | 2041.45%-2042.3pp |
| Employer contribution / active EE | $1,356 | $2,841-52.3% | $4,608-70.6% | $2,203-38.4% |
| Participant deferral / active EE | $5,474 | $4,783+14.4% | $6,026-9.2% | $3,192+71.5% |
| Admin fee / account holder | $1,942 | $4,927-60.6% | $8,175-76.3% | $4,297-54.8% |