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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,171 | $76,551+28.2% | $123,894-20.8% | $62,881+56.1% |
| Participation rate | 67.6% | 73.0%-5.3pp | 81.4%-13.8pp | 69.3%-1.7pp |
| Annual return | 9.83% | 18.68%-8.8pp | 47.52%-37.7pp | 20.14%-10.3pp |
| Employer contribution / active EE | $1,510 | $2,882-47.6% | $4,617-67.3% | $2,281-33.8% |
| Participant deferral / active EE | $5,638 | $4,840+16.5% | $5,984-5.8% | $3,203+76.0% |
| Admin fee / account holder | $9,038 | $4,826+87.3% | $8,357+8.1% | $4,296+110.4% |