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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,713 | $85,766+38.4% | $136,298-12.9% | $70,126+69.3% |
| Participation rate | 66.7% | 74.2%-7.5pp | 81.9%-15.3pp | 69.5%-2.9pp |
| Annual return | 16.81% | 31.46%-14.6pp | 5156.27%-5139.5pp | 73.15%-56.3pp |
| Employer contribution / active EE | $1,486 | $2,966-49.9% | $4,696-68.4% | $2,343-36.6% |
| Participant deferral / active EE | $5,410 | $5,051+7.1% | $6,247-13.4% | $3,332+62.4% |
| Admin fee / account holder | $1,052 | $5,421-80.6% | $9,244-88.6% | $4,645-77.4% |