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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $239,448 | $176,105+36.0% | $159,474+50.1% | $167,536+42.9% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 12.70% | 331.91%-319.2pp | 263.68%-251.0pp | 478.82%-466.1pp |
| Employer contribution / active EE | $8,951 | $5,299+68.9% | $4,831+85.3% | $4,839+85.0% |
| Participant deferral / active EE | $5,686 | $7,751-26.7% | $7,353-22.7% | $6,342-10.4% |
| Admin fee / account holder | $4,225 | $12,559-66.4% | $10,802-60.9% | $12,315-65.7% |