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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,281 | $150,447+17.2% | $136,298+29.3% | $147,586+19.4% |
| Participation rate | 92.3% | 84.4%+7.9pp | 81.9%+10.4pp | 82.8%+9.5pp |
| Annual return | 14.01% | 1049.15%-1035.1pp | 5156.27%-5142.3pp | 578.59%-564.6pp |
| Employer contribution / active EE | $228 | $5,256-95.7% | $4,696-95.1% | $4,876-95.3% |
| Participant deferral / active EE | $4,554 | $6,631-31.3% | $6,247-27.1% | $5,439-16.3% |
| Admin fee / account holder | $35,309 | $10,906+223.8% | $9,244+282.0% | $10,886+224.4% |