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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,930 | $135,956+33.8% | $123,894+46.8% | $273,972-33.6% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 6.69% | 56.63%-49.9pp | 47.52%-40.8pp | 41.46%-34.8pp |
| Employer contribution / active EE | $212 | $5,170-95.9% | $4,617-95.4% | $4,869-95.6% |
| Participant deferral / active EE | $4,244 | $6,343-33.1% | $5,984-29.1% | $5,287-19.7% |
| Admin fee / account holder | $20,372 | $9,817+107.5% | $8,357+143.8% | $10,133+101.1% |