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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,202 | $75,962-51.0% | $154,108-75.9% | $64,173-42.0% |
| Participation rate | 95.2% | 70.4%+24.7pp | 83.0%+12.1pp | 69.6%+25.6pp |
| Annual return | -5.83% | 30.32%-36.1pp | 735.21%-741.0pp | 7.63%-13.5pp |
| Employer contribution / active EE | $3,359 | $3,350+0.3% | $5,298-36.6% | $2,381+41.1% |
| Participant deferral / active EE | $3,188 | $3,175+0.4% | $5,081-37.2% | $3,470-8.1% |
| Admin fee / account holder | $2,428 | $5,589-56.6% | $13,411-81.9% | $4,887-50.3% |