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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,738 | $77,638-46.2% | $156,551-73.3% | $62,881-33.6% |
| Participation rate | 92.2% | 71.2%+21.0pp | 84.0%+8.1pp | 69.3%+22.9pp |
| Annual return | 6.53% | 50.33%-43.8pp | 32.23%-25.7pp | 20.14%-13.6pp |
| Employer contribution / active EE | $5,498 | $3,444+59.7% | $5,501-0.1% | $2,281+141.1% |
| Participant deferral / active EE | $3,407 | $3,046+11.9% | $4,871-30.1% | $3,203+6.4% |
| Admin fee / account holder | $3,275 | $5,561-41.1% | $13,028-74.9% | $4,296-23.8% |