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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,378 | $95,415-9.5% | $185,851-53.5% | $85,851+0.6% |
| Participation rate | 97.1% | 68.8%+28.3pp | 81.7%+15.4pp | 69.3%+27.8pp |
| Annual return | 15.08% | 23.59%-8.5pp | 122.11%-107.0pp | 318.63%-303.6pp |
| Employer contribution / active EE | $1,959 | $3,314-40.9% | $5,168-62.1% | $2,565-23.6% |
| Participant deferral / active EE | $4,601 | $3,424+34.4% | $5,569-17.4% | $3,952+16.4% |
| Admin fee / account holder | $2,036 | $7,215-71.8% | $16,245-87.5% | $6,261-67.5% |