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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $241,256 | $105,158+129.4% | $94,672+154.8% | $139,487+73.0% |
| Participation rate | 100.0% | 82.4%+17.6pp | 80.8%+19.2pp | 80.3%+19.7pp |
| Annual return | 17.13% | 38.11%-21.0pp | 156.89%-139.8pp | 373.84%-356.7pp |
| Employer contribution / active EE | $14,768 | $4,107+259.6% | $3,673+302.1% | $4,755+210.6% |
| Participant deferral / active EE | $5,858 | $7,599-22.9% | $7,417-21.0% | $6,713-12.7% |
| Admin fee / account holder | $2,739 | $8,972-69.5% | $7,222-62.1% | $11,407-76.0% |