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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,851 | $115,917+72.4% | $100,535+98.8% | $158,982+25.7% |
| Participation rate | 93.3% | 81.6%+11.7pp | 79.4%+13.9pp | 82.0%+11.4pp |
| Annual return | 14.29% | 34.80%-20.5pp | 30.90%-16.6pp | 302.99%-288.7pp |
| Employer contribution / active EE | $12,582 | $4,105+206.5% | $3,419+268.0% | $4,763+164.2% |
| Participant deferral / active EE | $5,868 | $6,677-12.1% | $6,271-6.4% | $5,983-1.9% |
| Admin fee / account holder | $1,017 | $11,002-90.8% | $8,085-87.4% | $11,252-91.0% |