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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,373 | $107,941+57.8% | $91,994+85.2% | $152,909+11.4% |
| Participation rate | 100.0% | 81.2%+18.8pp | 78.6%+21.4pp | 82.5%+17.5pp |
| Annual return | 21.59% | 89.28%-67.7pp | 69.04%-47.4pp | 345.46%-323.9pp |
| Employer contribution / active EE | $11,329 | $4,212+169.0% | $3,453+228.1% | $4,764+137.8% |
| Participant deferral / active EE | $4,777 | $6,366-25.0% | $5,924-19.4% | $5,851-18.4% |
| Admin fee / account holder | $1,074 | $10,521-89.8% | $7,744-86.1% | $11,601-90.7% |