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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $228,537 | $124,175+84.0% | $108,405+110.8% | $167,553+36.4% |
| Participation rate | 93.3% | 82.3%+11.0pp | 80.1%+13.2pp | 82.1%+11.2pp |
| Annual return | 11.20% | 1380.13%-1368.9pp | 905.55%-894.4pp | 478.89%-467.7pp |
| Employer contribution / active EE | $15,590 | $4,188+272.3% | $3,559+338.1% | $4,840+222.1% |
| Participant deferral / active EE | $6,376 | $6,908-7.7% | $6,563-2.9% | $6,343+0.5% |
| Admin fee / account holder | $1,250 | $9,457-86.8% | $7,297-82.9% | $12,316-89.9% |