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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,997 | $58,600+7.5% | $83,327-24.4% | $64,173-1.8% |
| Participation rate | 100.0% | 72.0%+28.0pp | 77.8%+22.2pp | 69.6%+30.4pp |
| Annual return | -7.79% | 9.66%-17.4pp | 10.64%-18.4pp | 7.63%-15.4pp |
| Employer contribution / active EE | $6,377 | $2,098+203.9% | $3,379+88.7% | $2,381+167.9% |
| Participant deferral / active EE | $6,832 | $4,656+46.7% | $5,565+22.8% | $3,470+96.9% |
| Admin fee / account holder | $706 | $9,282-92.4% | $7,540-90.6% | $4,887-85.6% |