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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,245 | $77,157+55.8% | $108,405+10.9% | $85,851+40.1% |
| Participation rate | 100.0% | 74.7%+25.3pp | 80.1%+19.9pp | 69.3%+30.7pp |
| Annual return | 10.90% | 44.55%-33.7pp | 905.55%-894.6pp | 318.63%-307.7pp |
| Employer contribution / active EE | $11,239 | $2,379+372.3% | $3,559+215.8% | $2,565+338.1% |
| Participant deferral / active EE | $9,823 | $5,567+76.4% | $6,563+49.7% | $3,952+148.5% |
| Admin fee / account holder | $4,323 | $5,174-16.4% | $7,297-40.8% | $6,261-31.0% |