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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,627 | $70,475+45.6% | $100,525+2.1% | $79,860+28.5% |
| Participation rate | 100.0% | 73.7%+26.3pp | 79.4%+20.6pp | 69.6%+30.4pp |
| Annual return | 14.90% | 21.90%-7.0pp | 30.89%-16.0pp | 31.72%-16.8pp |
| Employer contribution / active EE | $9,027 | $2,165+317.0% | $3,418+164.1% | $2,471+265.3% |
| Participant deferral / active EE | $7,602 | $5,181+46.7% | $6,270+21.2% | $3,740+103.2% |
| Admin fee / account holder | $3,200 | $4,478-28.5% | $8,082-60.4% | $5,306-39.7% |