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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,263 | $69,977+211.9% | $108,582+101.0% | $62,881+247.1% |
| Participation rate | 82.1% | 72.9%+9.2pp | 79.6%+2.5pp | 69.3%+12.7pp |
| Annual return | 6.30% | 10.73%-4.4pp | -51.70%+58.0pp | 20.14%-13.8pp |
| Employer contribution / active EE | $1,280 | $2,135-40.0% | $3,758-65.9% | $2,281-43.9% |
| Participant deferral / active EE | $6,750 | $3,165+113.3% | $4,311+56.6% | $3,203+110.7% |
| Admin fee / account holder | $6,437 | $5,076+26.8% | $7,645-15.8% | $4,296+49.9% |