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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $406,624 | $99,994+306.6% | $146,643+177.3% | $85,847+373.7% |
| Participation rate | 92.6% | 73.1%+19.5pp | 80.1%+12.5pp | 69.3%+23.3pp |
| Annual return | 11.75% | 18.93%-7.2pp | 22.75%-11.0pp | 318.61%-306.9pp |
| Employer contribution / active EE | $0 | $2,559-100.0% | $4,137-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $8,943 | $4,006+123.2% | $5,506+62.4% | $3,952+126.3% |
| Admin fee / account holder | $6,826 | $7,703-11.4% | $10,280-33.6% | $6,261+9.0% |