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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $286,109 | $83,485+242.7% | $125,195+128.5% | $72,976+292.1% |
| Participation rate | 86.7% | 73.3%+13.4pp | 79.8%+6.9pp | 69.5%+17.2pp |
| Annual return | 18.83% | 25.77%-6.9pp | 43.79%-25.0pp | 81.02%-62.2pp |
| Employer contribution / active EE | $1,466 | $2,346-37.5% | $3,866-62.1% | $2,440-39.9% |
| Participant deferral / active EE | $8,620 | $3,586+140.4% | $4,937+74.6% | $3,608+138.9% |
| Admin fee / account holder | $45,879 | $5,518+731.5% | $9,704+372.8% | $5,124+795.3% |