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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,408 | $63,346+170.6% | $92,240+85.8% | $70,126+144.4% |
| Participation rate | 86.5% | 68.7%+17.8pp | 76.5%+10.0pp | 69.5%+16.9pp |
| Annual return | 10.36% | 530.19%-519.8pp | 176.29%-165.9pp | 73.15%-62.8pp |
| Employer contribution / active EE | $10,286 | $2,471+316.2% | $3,680+179.5% | $2,343+339.1% |
| Participant deferral / active EE | $4,404 | $2,854+54.3% | $3,897+13.0% | $3,332+32.2% |
| Admin fee / account holder | $1,016 | $3,841-73.5% | $5,194-80.4% | $4,645-78.1% |