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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $204,957 | $72,273+183.6% | $101,275+102.4% | $79,856+156.7% |
| Participation rate | 78.4% | 68.5%+9.9pp | 75.8%+2.6pp | 69.6%+8.7pp |
| Annual return | 2.37% | 22.30%-19.9pp | 46.48%-44.1pp | 31.71%-29.3pp |
| Employer contribution / active EE | $7,371 | $2,691+173.9% | $3,660+101.4% | $2,471+198.3% |
| Participant deferral / active EE | $5,945 | $3,282+81.2% | $4,371+36.0% | $3,741+58.9% |
| Admin fee / account holder | $3,163 | $4,401-28.1% | $5,948-46.8% | $5,306-40.4% |