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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,192 | $65,367+184.8% | $92,915+100.4% | $72,976+155.1% |
| Participation rate | 100.0% | 68.3%+31.7pp | 76.0%+24.0pp | 69.5%+30.5pp |
| Annual return | 4.24% | 42.11%-37.9pp | 109.45%-105.2pp | 81.02%-76.8pp |
| Employer contribution / active EE | $10,858 | $2,594+318.6% | $3,653+197.2% | $2,440+345.0% |
| Participant deferral / active EE | $3,935 | $3,128+25.8% | $4,238-7.2% | $3,608+9.1% |
| Admin fee / account holder | $7,374 | $4,251+73.4% | $5,796+27.2% | $5,124+43.9% |