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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,169 | $91,559+119.7% | $133,971+50.2% | $79,852+151.9% |
| Participation rate | 77.8% | 73.3%+4.4pp | 79.8%-2.1pp | 69.6%+8.1pp |
| Annual return | -2.59% | 61.85%-64.4pp | 45.09%-47.7pp | 31.72%-34.3pp |
| Employer contribution / active EE | $575 | $2,384-75.9% | $3,919-85.3% | $2,471-76.7% |
| Participant deferral / active EE | $5,156 | $3,734+38.1% | $5,047+2.2% | $3,740+37.9% |
| Admin fee / account holder | $3,627 | $6,321-42.6% | $8,929-59.4% | $5,306-31.6% |