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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,590 | $83,485+139.1% | $125,180+59.4% | $72,983+173.5% |
| Participation rate | 77.1% | 73.3%+3.8pp | 79.8%-2.7pp | 69.5%+7.6pp |
| Annual return | 0.11% | 25.78%-25.7pp | 43.79%-43.7pp | 81.01%-80.9pp |
| Employer contribution / active EE | $581 | $2,346-75.2% | $3,866-85.0% | $2,440-76.2% |
| Participant deferral / active EE | $4,952 | $3,586+38.1% | $4,937+0.3% | $3,608+37.3% |
| Admin fee / account holder | $499 | $5,518-91.0% | $9,703-94.9% | $5,124-90.3% |